Islamic Finance & Sukuk Advisory

We help financial institutions, corporates, and investment firms design, assess, and implement Islamic financial solutions — from transaction structuring to Shariah review and Sukuk advisory

Islamic deal structuring
Sukuk advisory
Shariah compliance & governance
Market analytics for Islamic finance

Our Services in Islamic Finance

Global Islamic Finance: Market Snapshot

As of 2025, Islamic finance is firmly established as a major, fast-growing segment of the global financial system. With market size at USD 5.47 trillion, and expected growth to USD 9.31 trillion by 2030, it offers a compelling alternative to conventional finance — especially for asset-backed, ethical, and large-scale financing needs.

This surge reflects accelerating demand for Shariah-compliant products across banks, capital markets, insurance (Takaful), investment funds and Sukuk issuance.

For corporates, financial institutions, and investors aiming to tap into global capital markets, ethical finance pools, and emerging-market growth, Islamic finance is no longer just an option — it’s a strategic opportunity.

With regulatory momentum, fintech adoption, and increasing investor demand, the coming decade could mark a breakthrough in Islamic finance globalization and mainstream financial integration.

$0tn
Current market size of the global Islamic finance industry
0%
Expected annual growth rate for Islamic finance through 2030
$0bn
Assets under management in Islamic investment funds worldwide
0+
Countries with active Islamic finance markets or regulatory frameworks

Strategic Partnership: Glosema × GIFS

Collaboration with GIFS

Glosema collaborates with Global Islamic Financial Services (GIFS) — a leading international advisory firm specializing in Shariah-compliant finance, Islamic banking solutions, and cross-border transaction structuring. This partnership strengthens our ability to deliver high-quality advisory services across diverse industries and jurisdictions.

What This Partnership Means 

  • Access to globally recognized Shariah expertise and product structuring.

  • Ability to design and validate Islamic financial products across multiple jurisdictions.

  • Combined analytical, transaction, and regulatory insights across emerging markets.

  • End-to-end support — from feasibility and structuring to Shariah approval and implementation.

Unlock new Islamic finance opportunities for your business

800 USD million
assets under management (AUM)

Exclusive features
Full advisory support from structuring to implementation
Access to global Shariah expertise through GIFS
Market-tested solutions for banks, corporates, and governments
Market-tested solutions for banks, corporates, and governments

Key Principles of Islamic Finance

Riba

Islamic finance prohibits interest-based income. Financing must be structured around real economic activity rather than lending money at a fixed return

Halal

Financing must exclude prohibited industries such as gambling, alcohol, and speculative activities. Capital is directed toward productive and socially responsible sectors

Profit & risk sharing

Islamic finance encourages structures where parties share risks and returns (e.g., Musharakah, Mudarabah) instead of transferring risk unilaterally

Ethical financing principles

Transparency, fairness, and responsible financial behavior are central. Islamic products are designed to minimize conflicts of interest and promote long-term value.

Gharar

Transactions must avoid excessive ambiguity or speculative risk. All key terms — price, asset, timeline — must be clear and agreed upfront

Asset-backed nature

Islamic financial instruments are tied to real assets or services. Value creation must be linked to tangible economic activity, not purely financial engineering

Only Three Steps to Success

01

Start With an Intro Consultation

We review your objectives, jurisdictions, and project requirements, outline feasible Islamic finance structures, and define the scope of support needed

02

Receive a Tailored Islamic Finance Solution

Our team develops the optimal structure, prepares documentation, conducts market and compliance assessments, and coordinates Shariah review

03

Implement With Full Advisory Support

We guide you through execution, investor preparation, regulatory interactions, and post-launch monitoring to ensure your project runs smoothly and compliantly

Industries We Cover

Real Estate

In real estate, Islamic finance provides powerful tools for development and investment. We support clients in structuring Ijara, Istisna’a, Musharakah, and Sukuk-based models, helping developers secure long-term funding while maintaining asset-backed transparency and Shariah compliance.

Logistics & Supply Chain

Supply chains rely heavily on asset financing and trade facilitation — both well suited to Islamic models. We help logistics firms structure Murabaha procurement cycles, Ijara equipment financing, and trade-based solutions that enhance liquidity while remaining fully Shariah-compliant.

Oil & Gas

Large energy and infrastructure projects benefit from Islamic financing’s stability and long-term orientation. Our work includes designing Shariah-compliant project financing structures, preparing Sukuk frameworks, and aligning capital needs with investors seeking real-economy, asset-linked exposure.

Agriculture

Agriculture often requires flexible and season-sensitive financing. We apply Islamic instruments such as Salam, Murabaha, and Istisna’a to support producers, processors, and distributors, ensuring funding structures that reflect real economic activity and Shariah-appropriate risk allocation.

Technology & Fintech

For technology companies, Islamic finance offers innovative alternatives to conventional venture funding. We design Shariah-aligned investment and revenue-sharing models — including Musharakah and Mudarabah — enabling fintechs to raise capital ethically and engage investors across Islamic markets.

Banking

Islamic finance enables banks to offer ethical, asset-backed products. We assist financial institutions in developing Shariah-compliant retail and corporate solutions, establishing governance frameworks, and coordinating with Shariah boards to ensure full regulatory and operational alignment.
GIFS Founder

Mufti Ismail Desai

We understand that relationships form the core backbone of our industry. That’s why we seek sustainable relationships built on integrity and commitment and the ability to unlock real value for our clients and partners, offering boutique and unique investments

Unlock Access to Global Islamic Investors

Islamic finance structures give your business access to a rapidly expanding pool of capital managed by sovereign wealth funds, Islamic banks, and specialist investment firms across the Gulf countries, MENA, and Southeast Asia.

FAQ — Islamic Finance Advisory

We work across all major Islamic finance instruments, including Murabaha, Ijara, Mudaraba, Musharakah, Wakalah, and multiple Sukuk structures. We help clients adapt these models to local regulatory and commercial environments.

Not necessarily. We coordinate with internationally recognized Shariah scholars and advisory firms, allowing clients to access qualified Shariah review without establishing an internal board.

Yes. Islamic finance operates successfully in many global markets, including Europe, Central Asia, Africa, and Southeast Asia. Compliance focuses on financial and ethical principles, not demographic factors.

Depending on the complexity of the product and required documentation, the review process usually takes 2–6 weeks. We streamline preparation to reduce review cycles and avoid delays.

Typically, business and financial models, asset information, contractual flow, regulatory requirements, and any existing documentation. We help prepare and format all materials for Shariah review.

Yes. Through our partnership with GIFS, we support ministries, central banks, and regulatory agencies with Islamic finance frameworks, advisory, product development, and policy guidelines.

We provide feasibility assessments, structuring options, asset analysis, documentation review, and coordination with Shariah advisors and arrangers — delivering a complete roadmap for issuance.

You can request an introductory consultation. We assess your objectives, identify suitable Islamic structures, and propose a tailored plan for advisory, structuring, or implementation.

One More Question?

Let us know, if you need some help and didn’t find an answer to your question.

GIFS Offices Around The World

South Africa

21 Aurora Dr, Umhlanga Ridge, uMhlanga, 4319

Phone: +27 31 1001284

Fax: 0864 594 057 (GIFS)

admin@gifsrv.com

UAE

Standard Chartered Tower, Downtown Dubai

Turkey 

Esentepe Mahallesi, Büyükdere Cd.Levent/Şişli, Istanbul

Business Hours

Monday-Friday: 8am to 4pm – South Africa & Turkiye/9 AM – 6 PM UAE

Flexible Solutions.
Real Impact.

Scan the code